“I’m saving over $413 each and every month!!”

“The agent looked my situation over and told me there was a much better way to do things, and he would show me how.  When all was said and done, I was shocked at how well it all turned out!!

He got ALL my debt paid off, every last penny of it!!  I was really, really pleased with this as I had wanted to be debt free for the longest time.  All said and done, between my new tax deductions and the debt payoff, I’m saving over $413 each and every month!!  Now, I don’t pay any interest at all that is not 100% tax deductible.

And, I told him I needed some cash and he told me ‘No problem’, that he would get it handled.  I couldn’t believe it, but he got me $40,102 in CASH, just like he said he would!!!  I have serious plans for that money, let me tell you. 

He did a fantastic job for me, kept me informed throughout the process, and now I have an awesome plan, going forward, to make the most of the future.  Thanks so much, you have been a true blessing to me.

Appreciate you,

Verleen Brown    
Secretary  

Clinton, MD

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“…$43,559 of debt wiped out!…”

“We were in a really bad situation.   Our credit was totally messed up and we didn’t know where to turn.  We were 90 days behind on our mortgage and afraid we were going to lose the house.

Our agent got all our debt paid off, ALL of it!!  He got $43,559 of debt wiped out, and, paid off both of our mortgages. We saved over $1,011 every month.  And, we got over $10,000 CASH!!

We couldn’t believe it, we knew we would get some cash, but this was even more than he had promised us.  Plus, we also got 2 months no bills and this saved us another $6,274 in cash!!  He set it up so we got some great tax deductions and saved us another $650 per month, believe it or not. He promised us if we took his advice, and worked the program he laid out for us, we could rebuild our credit and get our dream house.

Well, in July of 2006 we bought a house which appraised for $540,000 and he got the financing for us.  In fact, he even got the lender to pay $17,700 of our closing costs!!!  We were amazed.  It would be great if everyone did business the way he does.  We couldn’t be happier with him.   We thought it was too good to be true, but he did everything he said he would do, twice!!!!  What can we say, Thanks So Much.”

Sincerely
Derek Cade                         
Store Manager                     

Antoinette Cade
Special Assistant

Waldorf, MD

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“…$43,109 in CASH, and I’m skipping 2 months of my bills…”

“I was in a really bad situation.   My credit was totally messed up and I had no real idea how to fix it.  I had tried before but the deck always seemed stacked against me every time I tried to get ahead!!When I first came to my agent, he took the time to explain to me exactly what was going on, how I was getting jammed up and didn’t even know it!!  He really went into detail and explained to me exactly what I would have to do in order to get everything working in my favor.

Well, we worked on it for over 2 months, with a specific plan in place to get my scores improved.  He really made it plain, and it actually worked like it was supposed to.  I got an almost 50 point increase from the wonders he worked on the credit report!!!  When all was said and done, he got me $43,109 in CASH, and I’m skipping 2 months of my bills as well.  My credit’s now in good shape, and getting better by the day.  His whole approach to this was really straightforward, direct and sincere. 

I am a Pastor and I have referred him a number of my church members and he is in the process of working with them as well!!  He has been a blessing of the first order, and I thank God that I had someone like he come into our path and really, really pushed for our best possible situation.   I can recommend he without any hesitation to anyone who needs a break, anyone who really needs an honest, sincere expert to help them out.  God bless you, and thanks again.

Sincerely
David Caffee
Senior Pastor

Upper Marlboro, MD

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“…We saved over $610.00 each month…”

“We had tried some other things in the past, but we had never had anyone sit down with us and explain our situation, and provide solutions with so many different options.   All we had to do was follow the plan.

After we finished the first phase, we called and told him we were ready for the second phase.  The first phase allowed us to pay off almost every debt we had, including a car that Vanessa had just purchased 6 months prior. But that’s not all, he set it up that we didn’t have to pay bills for two months, and this saved us an additional $5416.00 in cash!   We saved over $610.00 each month. We also got an unexpected $45,657.00 cash!!!

In Phase two, we bought a single family home on just shy of an acre of land, and we were able to keep our town house and turn it into rental property.  We followed the plan just like he had advised us.  “Increase by Association”.   We thank God that he truly “set up people somewhere, somehow to use their influence and their ability on our behalf.”

He is a man of his word; he kept a line of communication open with us and treated us with respect.  We wish everything was this easy and stress free!

Best Regards,
Tony and Vanessa Campbell

Upper Marlboro, MD

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“…paid off my bankruptcy, put over $34,000 cash in my pocket and paid off all my debt…”

“I was in a bankruptcy and had no idea that I could get help paying it off, no less getting cash in the process.   My credit was pretty messed up and I had no clue about what to do about it.  It always seemed like everything was against me whenever I tried to get some room to breathe.

When I met my agent the first time, he really helped me see what was going on and how I couldn’t get ahead this way.  He went line by line over my situation and told me he would be able to help me out in a big way. 

He worked on it for over 2 and a half months, and worked really, really hard for me!! 
When everything was finished, he got me $34,080.15 in CASH, and I’m skipping 2 months of my bills as well.  He paid off my whole bankruptcy and I am now totally free and clear of that.  I saved over $800 per month, each and every month, because of his plan.  I was amazed at what he was able to accomplish for me, and I count it a blessing.  All my debt is paid now, thanks to him, and I’m ready to move forward into a better place.

I couldn’t believe that the U.S. Government had a program that paid off my bankruptcy, put over $34,000 cash in my pocket and paid off all my debt.  God Bless America.

Thanks again,
Debbie Childers
Director of Finance

Hyattsville, MD 20783

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“…got me out of my ugly mortgage, into a fixed rate, low-interest loan…my monthly payments are much, much better than before!!”

“I first called my agent and told him about my situation.  I knew I had gotten worked over on the last refinance transaction I did and really needed some help fixing the situation.  I also knew that I had some really difficult credit issues to work through.  When he explained to me what was really happening with the mortgage I had, it made me sick to my stomach.  I was angry and upset, but him told me it would be OK, that he needed some time to think through a way to cure the problem, but that he could help and would get back with me when he had it figured out.  Trust me, I was waiting for that phone call like never before.   

He called a day or two later and told me he had good news.  He got me out of my ugly mortgage, into a fixed rate, low-interest loan with great payments.  On top of it all, he got ALL my debt paid off, and I’m talking about $39,785 worth of debt, not just 1 credit card!!!  I couldn’t believe what he put together for me.  I also got rid of $1,498 a month of car and credit card payments, so my monthly payments are much, much better than before!! 

Also, I skipped 2 months of ALL my bills, including my mortgage, and this put another $5,570 in my pocket!!!  I am getting about $1,500 back from the lender who had screwed me on my refinance as well, and he got me an additional $1,023.30 in cash! Also, by following his plan, step by step, I now save an additional $3,000, or about $250 per month on my taxes as well.

I was so upset that I had been taken advantage of, it was a true blessing to find him and have him treat me with respect, honesty and integrity.  He took the time to make sure I understand the whole plan, that I could make it happen, and walked me through it, step-by-step.  He has been a blessing beyond belief for us and I highly recommend him to anyone who needs help.”

Thanks again,

Bertha Dinkins
Supervisor

District Heights, MD 20747

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“…saved me almost $350 each and every month and that really helps on a fixed income…”

“I came to my agent knowing that I had a whole lot of debt, and that my new income from my retirement was really not enough to do everything I needed to do.  Also, I had very little cash and really needed some help with that, so I had some money for a rainy day, or if anything happened. 

I knew very well that I had some credit problems and I told him this, upfront.  He told me not to worry, and that he dealt with this all the time, and he would be able to radically improve my situation.

Well, it was hard to believe, but he got every debt I had completely paid off, $42,683 dollars in debt wiped clean!!  I was absolutely amazed.  And, he got me $9,582 IN CASH, so I didn’t have to worry anymore about what I would do if I needed money. 

Plus, he saved me almost $350 each and every month and that really helps on a fixed income.  On top of that, he set me up so that I had one whole month with absolutely no bills at all, all my money came to me for that whole month, and I didn’t have to pay anything to anybody!!  He set me up with a tax-break that all the rich people know about that saves me another almost another $400 per month in my expenses. 

I am so grateful, so thankful that I met him, and that he took the time, and had the patience, to help me through this rough spot.  He truly did everything he said he would, on time, just like he promised.  I will absolutely recommend him to all my friends and family that need help.”

Sincerely,
Mary Douglas
Retired METRO employee

District Heights, MD

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“…I had to see it to believe it… but, I really did get a check for $26,262.73...”

“I was really, really skeptical at first, it just seemed too good to be true.  I mean, come on, I read the testimonials and thought they might be fake.  I decided that we would give some information about our situation to see if we could be helped or not. 
I was stunned to find out that it was absolutely for real!!  We got every penny of my debt paid off, period!!! I never thought I could be debt free but it happened! 

The agent also promised me that he would get me a substantial amount of cash.  Again, I thought I had to see it to believe it, because I’ve had more than my share of liars and cheats make me promises.  But, I really did get a check for $26,262.73, exactly as he told me I would!!!  I was completely blown away and really, really happy to have the money! 

To top it off, I save an additional $245 every month, compared to what I was paying before.  He really took the time to work with me, and showed me respect the whole way.  Every time I had a question, he was available and had an honest answer for me.     

I made a decision to trust him, and trust in the plan he put together for me.  I couldn’t be happier and I look forward to sending some other folks his way so he can help them out as well.  I even baked him some of my famous ‘Freeman-style’ pound cake!”

Thanks so very, very much.

Evelyn Freeman
Hair Stylist

Upper Marlboro, MD

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“…we were skeptical but…We now save over $1,485 every month…”

“We were really tired of paying all the monthly bills and having nothing left at the end of the month.  We really hoped that we could find a better way to live and not have to be so stressed all the time.

The agent spoke to us on the phone at first and told us he could do a great deal to help us out.  We will admit, we were skeptical but we thought it was worth the shot to see what he could do.

Wow, he got $73,333 of our debt, every single debt we had, paid off completely, just like he said!!!  We now save over $1,485 every month by working he’s plan for us!!!  We were really happy about this, and, to top it off, we got $16,796 in CASH when everything was said and done. !! We don’t have to worry about much anymore, and he is even working with us to help boost up our credit scores and work our monthly cash flows so we do as well as we can for ourselves. 

We couldn’t be happier.  he did everything he said, quickly, just like he promised he would.  We thought it was too good to be true to start with but we are here to say, he’s for real, and we are the proof.  Thanks so much, we will be sending you anyone we know who needs help.”

William and Thelma Harris
Retired

Hyattsville, MD

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“…got us over $10,000 in cash…”

“We didn’t quite know what to expect. We had a bad experience before where I trusted someone and they took complete advantage of us.  We wanted to be careful and make sure it was the real deal this time.

We were really impressed with the time and attention the agent took to explain all the details and make sure we understood everything.  He set us up with a plan that paid off debt, got us over $10,000 in cash, even more than he had promised, and also put us in a position to pay off our car.  We are retired and both work part-time at our church so every little bit helped, and when we found out that we were skipping two months of bills, we were even happier.  We are so glad we took the time to meet with him, he is worthy of our trust and we can recommend him to anyone.  He did exactly what he said he was going to, on time, just like he promised.”

We are very grateful for all your efforts,

John Johnson                    
Administrative Officer          

Bessie Johnson
Church Clerk

Suitland, MD

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“…got $13,554 in debt paid off… …saved us over $547 per month…”

“When I had my first conversation with my agent I had a sense that he could really help me.  He was very straightforward and he seemed like he really wanted to help us.  My wife and I decided that we would give him some information and see if he could help or not.  We had tried before, only to be disappointed. 

I’m really pleased to report that he did a fantastic job for us.  He got $13,554 in debt paid off, and this saved us over $547 per month of old debt payments!!  He also got us $24,230 in CASH as well, which was more than he expected to get us, and more than we expected!!!

We now also save an additional $3,000 per year in taxes.  This worked out to $250 per month that we can increase our monthly income.Also, he is taking the time to show me how to USE the money I now have to really build something for my family.  I am really, really pleased with how he handled our needs, our situation and our credit history.  I can confidently recommend that anyone who has any issues, even if they think they can’t be helped, to call him and let him work out a plan.  He did it for us and he did everything he said he would do!!”

With great appreciation,

Sam Kamara                                         
High School Teacher                               

Marie Kamara
Certified Nursing Asst.

Fort Washington,  MD 20744

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“…We now save over $1,670 every month!…”

“We were holding a lot of debt.  We knew we had some past credit issues and wanted to see what our agent could do for us.  Wow, we are so glad we got together with him, it’s hard to express.

He put a plan together for us that paid off all of our debt, Almost $64,000 dollars if you can believe that!!  He also paid off our old mortgage. We now save over $1,670 every month.  Best of all, we got over $63,000 in CASH at closing!!

We were amazed, we knew we would get some cash, but we asked he to get us an extra $10,000 and he even got that done.  He promised us 2 months no bills and this saved us another $7,228 in cash!!  He put it together so that we have absolutely fantastic tax deductions now.  This saves us another $400 per month.

We are really, really happy with him, and even referred a good friend recently.   We thought maybe he was exaggerating, but he did everything he said he would do.!!  There’s not much more to say except a great big THANK YOU.

Sincerely
Theron McNeely                          
Correctional Officer                    

Mary McNeely
Investigator

Fort Washington, MD

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“…got $26,791 of my debt paid off, reducing my monthly expenses by $661 per month!!…”

“I came to my agent not knowing if he could do anything to help me.  I really wanted some cash and to see what could be done. 

I never would have believed what happened if it didn’t happen to me.  He got $26,791 of my debt paid off, reducing my monthly expenses by $661 per month!!  And, he got me $91,467 in cash!!!  I couldn’t believe it.  Plus, he saved me an additional $120 per month, along with 2 months with no mortgage payment! 

It was incredible!  he really worked hard for me, and pushed to get me all the benefits I could get.  I’m happy to let other people know about the fantastic job he did for me. You won’t be sorry.”

Sincerely
Rene Miller

Temple Hills, MD

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“…We ended up completely debt-free of all credit cards, car loans and other bills. And, he got us CASH of $130,635.05...”

“When we first spoke to the agent we were really skeptical.  Other people had made promises and never followed through or been able to help us.  We really didn’t know what to do or where to turn.  We just wanted someone that would shoot straight with us, tell me the truth, and do their best for us.

We spoke with him one evening on the phone and he really took the time to go over everything, find out what our needs were, and told us he would get back with us, and that he was sure that he could radically improve our situation.  My husband had just filed bankruptcy, and I had a foreclosure previously, we had almost no cash and were pretty much paycheck to paycheck, so we prayed that he could help us somehow.  We really didn’t have much hope that he would be able to come up with anything, we had been disappointed before.  Our children’s tuition for school was way overdue, and the school was calling us all the time, so we gave him a shot.

When he called back, he had news for us that truly shocked us.  We ended up completely debt-free of all credit cards, car loans and other bills.  And, he got us CASH of $130,635.05, and this was over $15,000 more than he originally promised!!!  I was totally blown away by it all. We’ve never had that much cash in our lives!!!  And, we now save over $6,805 per year on taxes, almost $567.08 back in our pockets per month!!  Oh, we also skipped two full months of ALL our bills!!  We thank God that he took the time, and had the skill, to take us to this better place.  We now have a plan to rebuild, and have what we deserve for our family.

Thanks so very, very much,

Robin Mills                   
IT Specialist                

Mike Mills
Business Development Mgr.

Clinton, MD

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“…within 10 days, he got us $17,476.85 in CASH…got us out of a truly UGLY adjustable rate mortgage…”

“We spoke for a while on the phone and pretty much immediately knew our agent was for real, and really got the sense that we could trust him.

He told us to relax, that he could solve our problems, and, while we were on the phone, he did some research and put a plan together right then.  Truth be told, we started praying at that point, and kept praying that he could really do what he said he could, because we REALLY needed help and no one else had been able to help us at all.

We’d told he that we were pressed and needed FAST results. Believe it or not, within 10 days, he got us $17,476.85 in CASH, just like he told us he would!!!  And, he got every bill but one paid off completely!!  We were absolutely amazed and so very grateful.  Plus, he set it up so that we skipped 2 payments on almost every on of our bills!!  This saved us over $4,518 right there.  We’re putting in new hardwood floors, have cash for the first time in a long time, and he even got us out of a truly UGLY adjustable rate mortgage that was about to crush us and, we’re now able to make the contribution to our church that we had been hoping to make, since we now have the cash to do it.

Oh, he also saved us $6,000 per year, almost $500 per month, in tax savings on top of it all!!  We truly prayed for a way out, and for someone to help us work through our situation.  He has been a blessing to us, and we really appreciate everything he’s done for us.  He went above and beyond.”

Thanks,

Vanessa Tyson                               
Recruiter                                      

Keith Tyson
Retail Associate

District Heights, MD

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“…got me $90,351.96, IN CASH, in less than 2 weeks!!!…”

“Frankly, I was a little skeptical because the agent made it sound just a little TOO easy, if you know what I mean.  I knew I could do better, but really didn’t know how to get everything in order to make it happen.  I knew I needed help with my credit and with trying to free up some cash so I figured, “What have I got to lose by trying?”, so I called him to see if he could do all I had heard about.

The final results flat-out stopped me in my tracks!  he got me $90,351.96, IN CASH, in less than 2 weeks!!! I currently have no credit card debt or car loans of any type.  I have a completely clean slate, and a bunch of money to start investing, letting my money work for me like the rich folks!!!  In fact, he even helped me better my tax situation, and saved me almost $400 per month right there.  I was truly stunned!!!

I really don’t know quite what to say here.  The service was fantastic, he really cared about my situation, and I just never knew I could have a plan that was so strong.  This has truly made a major impact in my life.  Thanks again, and God bless.

Thankfully,
Ralph Williams
Service Technician

Montgomery Village, MD

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“…The results were absolutely, completely amazing…ALL of our debt paid off…saved us $1,057 every month…got us $157,746.65 in CASH…”

“The results were absolutely, completely amazing.  Our agent got ALL of our debt paid off, over $41,000 in total, and he saved us $1,057 every month by doing so.  Also, he got us additional savings because we got much better tax deductions and we save about $370 per month more because of those deductions.  So, we are better of now by $1,427 each and every month.

Best of all, we wanted to start investing and building for our retirement, and just wanted to start getting ahead, and he got us $157,746.65 in CASH, to do what we wanted with.  He got us $13,323 more than he promised.  We were totally pleased.

He did absolutely everything he said he would, on time, just like he promised.  We are comfortable recommending him to anyone we know.

Sincerely
Abraham Williams                  
Security Officer                  

Pamela Williams
Administrative Assistant
Upper Marlboro, MD

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